Paul Pickering
(805) 235-3221
Paul Pickering
Your Personal REALTOR®
Real Estate Tips
18MAY

Climate Risks Reshape Real Estate
Climate-related disasters are reshaping the U.S. housing market, with new data revealing alarming projections. A 2025 report warns that natural hazards like floods and wildfires could cost mortgage lenders $1.2 billion this year alone, with numbers expected to surge by 2035. Buyers and sellers alike must understand these risks and take proactive steps in every transaction.
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11MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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Buying or Selling? Call Me!

Paul Pickering
Bay Osos Brokers
1330 Van Beurden Drive, Suite 101, Los Osos, CA 93402
Email: paul@slohomes4sale.com
Phone: (805) 235-3221
I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!
Why Us?
Competence
You can relax with confidence knowing you are in good hands
Experience
High probability of successfully completing the transaction
Local experts
Excellent market knowledge of the area
Property standing
We give you advice about preparing your home to sale
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Our client’s data is entirely confidential and encrypted
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